Airbag light on is (as mentioned above) usually caused by moving the seat back and forth and the seat going over the wires and damaging them causing a short. Removing the seat to find out is easy enough, and the wires are right there - you will see any damage pretty much immediately. fixing the wires is usually a relatively easy job. Going forward, ensure the wires are held away from the seat mechanism to avoid it happening again.
I have had it when the steering wheel cabling has also caused the issue but this is generally more when someone has been removing the steering wheel (in my experience)
If you need a code reader just to reset this light then I am sure someone will be nearby to lend you one or they are circa £10-15 on ebay etc